Get a Home Loan one day after a Bankruptcy, Short Sale, Deed in Lieu, or Foreclosure.
(Primary Residence or Vacation Home. No rental properties on this program)
15% down. 660 score required. No Mortgage Insurance.
20% down. 620 score required. No Mortgage Insurance.
30% down. 580 score. No Mortgage Insurance.
Down payment can be a gift from a relative.
1-Year after Bankruptcy/Short Sale/Foreclosure loans are now available with 3.5% down.
- a. Your credit issues were the result of a Loss of Employment or a loss of Household Income beyond your control. You must show that the household income was reduced by 20% or more for 6-months or longer.
- b. The borrower has demonstrated full recovery from the event
- c. The borrower has completed a one-hour housing counseling session. Ask for details.
- d. 640 minimum credit score, 3.5% down payment.
- e. A 12-month clean rental history
Talk or Text – 702-326-7469