FHA Home Mortgage Loans

“The Federal Housing Administration (FHA) has been insuring loans since 1934 and I’ve been helping people get great loans for that long too…well, maybe not that long, but since 1999”  – Dan

  • Maximum loan amounts are:  NEVADA: Clark County- $345,000 , Reno- $437,000, Carson City- $361,000
    CALIF and COLORADO: Varies greatly by county. Between $331,760 and $765,600  Email me for your county limit.
  • Credit scores as low as 580 are OK with 3.5% down. 550 – 579 scores require 10% down.
  • Non-traditional credit is acceptable (utilities, insurance, cell, ect.)
  • Seller can pay your closing costs
  • Non-occupant, co-borrower (i.e. co-signer) is permitted.
  • Up to 55% debt-to-income ratio is allowed.
  • No prepayment penalties.
  • FHA Renovation/Fixer-Upper loans are available.
  • Non-credit qualifying, streamline refinances.
  • Versatility: may be used to purchase or refinance a new or existing one- to four-family home in urban and rural areas, including manufactured homes on permanent foundation
  • No Point loans are available
  • Ask about my Funding Guarantee. If your qualified loan does not fund because of financing qualification issues, I will personally pay the seller $1000. This will get your offers accepted over others. In this sellers market, I will work side by side with your Realtor to make your offer stands out, so you get your house!

Contact me and ask me ANYTHING about Real Estate and loans.

dan flag color

Dan Sherbondy
Senior Loan Officer
All Western Mortgage
(established in 1981)
“Dan The Loan Man”
702-326-7469 talk/text every day
DSherbondy@AllWestern.com

Equal Housing Opportunity

Dan’s Licensing: NV MLD 45649, CA-DBO313289, CO-100516554  NMLS 313289
All Western Mortgage, 8345 W Sunset Rd Ste 380. Las Vegas, NV 89113
702-326-7469- TALK OR TEXT | | 702.369.0905 – Switchboard (Ask for Dan)

Company NMLS# 14210, NV Division of Mortgage Lending Lic# 204, Arizona Lic# 0923280, Licensed by the CA Dept of Corporations Lic# 603F053, CA Dept of Real Estate Lic# 01893025, CO Division of Real Estate, Florida Lic# MLD895, NM Financial Institutions Division Lic# 03619, UT Division of Real Estate Lic# 7776975,
OR Dept of Consumer & Business Services Lic# ML-4924, TX Dept of Savings and Mortgage Lending – Consumer Notice, WA State Dept of Financial Institutions Lic# CL-14210.