FHA Home Mortgage Loans

FHA Home Loan Requirements:

  • Maximum loan amounts are:  NEVADA: Clark County- $345,000 , Reno- $437,000, Carson City- $361,000
    CALIF and COLORADO: Varies greatly by county. Between $331,760 and $765,600  Email me for your county limit.
  • Credit scores as low as 580 are OK with 3.5% down. 550 – 579 scores require 10% down.
  • Non-traditional credit is acceptable (utilities, insurance, cell, ect.)
  • Seller can pay your closing costs
  • Non-occupant, co-borrower (i.e. co-signer) is permitted.
  • Up to 55% debt-to-income ratio is allowed.
  • No prepayment penalties.
  • FHA Renovation/Fixer-Upper loans are available.
  • Non-credit qualifying, streamline refinances.
  • Versatility: may be used to purchase or refinance a new or existing one- to four-family home in urban and rural areas, including manufactured homes on permanent foundation
  • No Point loans are available
  • Ask about my Funding Guarantee. If your qualified loan does not fund because of financing qualification issues, I will personally pay the seller $1000. This will get your offers accepted over others. In this sellers market, I will work side by side with your Realtor to make your offer stands out, so you get your house!

Contact me and ask me ANYTHING about Real Estate and loans.

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Dan Sherbondy
Senior Loan Officer
All Western Mortgage
(established in 1981)
“Dan The Loan Man”
702-326-7469 talk/text every day
DSherbondy@AllWestern.com

Equal Housing Opportunity

Dan’s Licensing: NV MLD 45649, CA-DBO313289, CO-100516554  NMLS 313289
All Western Mortgage, 8345 W Sunset Rd Ste 380. Las Vegas, NV 89113
702-326-7469- TALK OR TEXT | | 702.369.0905 – Switchboard (Ask for Dan)

Company NMLS# 14210, NV Division of Mortgage Lending Lic# 204, Arizona Lic# 0923280, Licensed by the CA Dept of Corporations Lic# 603F053, CA Dept of Real Estate Lic# 01893025, CO Division of Real Estate, Florida Lic# MLD895, NM Financial Institutions Division Lic# 03619, UT Division of Real Estate Lic# 7776975,
OR Dept of Consumer & Business Services Lic# ML-4924, TX Dept of Savings and Mortgage Lending – Consumer Notice, WA State Dept of Financial Institutions Lic# CL-14210.