Foreign National Home Loans

A foreign national is not a citizen of the United States and/or does not permanently reside in the U.S.

30% down payment. 6 months of reserves.

• A foreign national is a person who is not a citizen of the United States and/or does not permanently reside in the U.S.

• US Citizens living abroad or has foreign income will be qualified and priced as Foreign National if they lack US credit, tax documentation or US income.

CONDOS– Fannie Mae eligible projects and Non-Warrantable projects allowed

Assets Held in U.S. Bank – The down payment, closing costs, and reserves must be verified with a VOD or computer bank statement. and deposited in a U.S. bank prior to closing.

Self Employed Borrowers:

• Two (2) years foreign tax returns are required from borrower’s resident country (if available based on tax reporting laws of country of origin), P&L and Balance Sheet.  A letter from an independent accountant and or attorney that is not related to borrower’s business in any way.

Salaried Borrowers:

• Paystubs covering a minimum of 30 days (which include YTD income) AND one (1) of the following: 1) W-2 equivalent or 2) Two (2) years tax returns from borrower country of origin;

OR

• A letter from employer on company letter head providing current monthly salary, YTD earnings and total earning for the past 2 years. Letter from employer must be on company letterhead, including address and company web address, Employer to be independently verified (LexisNexis, D&B, Google, other). All docs must be translated by an independent certified translator; AND

• Two (2) years foreign tax returns are required from borrower’s resident country (if available based on tax reporting laws of country of origin)

702-326-7469 – talk/text           Email: DSherbondy@AllWestern.com

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Dan Sherbondy
Senior Loan Officer
All Western Mortgage
(established in 1981)
“Dan The Loan Man”
702-326-7469 talk/text every day
DSherbondy@AllWestern.com

Equal Housing Opportunity

Dan’s Licensing: NV MLD 45649, CA-DBO313289, CO-100516554  NMLS 313289
All Western Mortgage, 8345 W Sunset Rd Ste 380. Las Vegas, NV 89113
702-326-7469- TALK OR TEXT | | 702.369.0905 – Switchboard (Ask for Dan)

Company NMLS# 14210, NV Division of Mortgage Lending Lic# 204, Arizona Lic# 0923280, Licensed by the CA Dept of Corporations Lic# 603F053, CA Dept of Real Estate Lic# 01893025, CO Division of Real Estate, Florida Lic# MLD895, NM Financial Institutions Division Lic# 03619, UT Division of Real Estate Lic# 7776975,
OR Dept of Consumer & Business Services Lic# ML-4924, TX Dept of Savings and Mortgage Lending – Consumer Notice, WA State Dept of Financial Institutions Lic# CL-14210.