High Balance / Jumbo Loans

I am Dan, THE Jumbo Loan Man in Nevada and California, offering virtually every type of Jumbo mortgage loan product on the market. Loans over $453,100 in Nevada and over $679,650 in Orange County are considered to be Jumbo/High Balance.

  • 5% down – 680 score. No Mortgage Insurance. 
  • 10% down – 660 score. No Mortgage Insurance. 
  • 20% down – 580 score. No Mortgage Insurance. 
  • In addition to the down payment, 3 to 9 months of the payment amount must be in your bank at close of escrow for “reserves”.

Super-Jumbo Loans to $25 Million
  •  90% LTV (10% down) considered with pledged assets

  •  100% LTV (zero down) considered with cross-collateralization of other property
  •  Interest only options available
  •  Privacy mortgage for the utmost confidentiality
  •  Vesting in trust, sub S corporations, LLCs and partnerships allowed

FLEXIBLE INCOME CONSIDERATIONS With Documentation and Underwriting Approval • Capital gains income allowed • Business assets used for down payment/reserves •  Cash loan proceeds used for reserve requirements • Only 1-year of tax returns required for some programs • Maximized net rental income with reduced adjustment calculation (5 or more properties)

And More…

  • Foreign buyer loans are available.
  • High Rise * Non Warrantable Condos * Condotels
  • Bank Statement Loans are available up to a $2.5 million loan amount, and are for those borrowers whose have a good cash flow through their bank accounts but don’t show much income on their tax returns. Either personal or business statements can be used.
  • Recent credit events such as Bankruptcy, Foreclosure, or Short Sale are allowed.

Confidential, secure and discrete application process.

 702-326-7469 – Talk/Text      Email: DSherbondy@AllWestern.com

Dan Sherbondy
Senior Loan Officer
All Western Mortgage
(established in 1981)
“Dan The Loan Man”
702-326-7469 talk/text
efax: 702-583-7467
DSherbondy@AllWestern.com

Equal Housing Opportunity

Dan’s Licensing: NV MLD 45649, CA-DBO313289, NMLS 313289
All Western Mortgage, 8345 W Sunset Rd Ste 380. Las Vegas, NV 89113
702-326-7469- TALK OR TEXT | | 702.369.0905 – Switchboard (Ask for Dan)

Company NMLS# 14210, NV Division of Mortgage Lending Lic# 204, Arizona Lic# 0923280, Licensed by the CA Dept of Corporations Lic# 603F053, CA Dept of Real Estate Lic# 01893025, CO Division of Real Estate, Florida Lic# MLD895, NM Financial Institutions Division Lic# 03619, UT Division of Real Estate Lic# 7776975,
OR Dept of Consumer & Business Services Lic# ML-4924, TX Dept of Savings and Mortgage Lending – Consumer Notice, WA State Dept of Financial Institutions Lic# CL-14210.