Private "Hard" Money Mortgage Loans

No Minimum Fico, Foreign Nationals/ITIN are ok. "Same as cash" closing.


Private Money Loans aka Hard Money Loans or Bridge Loans are funded by private individuals, so the terms vary based on the situation. Soonest we can close is 7 days. Lowest rate with 25% down (75LTV) is 10.99%. 30% down starts at 8.99%.  2.5 – 3% origination points. On primary residences, a recent 6 mo. housing payment history must be 0 x 30 day late payments. On Primary Residence loans you must prove that you can make the payment. Interest only may be an option. Typically there are no pre-payment penalties.

Whether it’s called a short-term loan, investor loan, or alternative loan, if you can show consistent income through your bank account for at least 12-months, you may qualify for a Bank Statement Loan. You must have at least 2-years self-employment for a Bank Statement loan. Hard Money from a Private Investor may be the best option if you do not show enough income on your tax returns, and have less than 12-months of bank statement income, or if your credit score is less than 620.

Fix and Flip Loans
: Yes, we do loan on these but you must be experienced and have the down payment, closing costs and at least some of the money needed for the renovations.

How to Get Approved: Don’t call me and try to explain your deal over the phone. Describe the deal using the contact form below, providing information such as property address, your approximate credit score, total bank balances, along with whatever else you think is relevant, such as your experience in the Real Estate field, renovation experience, etc.

*sample: Loan Amount of $187,500 amortized over 30 years, rate 8.99%, 3 % origination, $ 500 Underwriting, the APR is 9.806%.

We ONLY loan money when the loan is secured by Real Estate. If you don’t own Real Estate or are not looking to buy Real Estate, you came to the wrong place.

Ask about Dan’s “Same as Cash” Pre-Approval letter which will help you compete with that pesky cash buyer. Whether is called Hard Money or Private Money, we must comply with state and federal laws. 

Another name for this type of loan is Bridge financing, Asset-based lending, Short-term loans, Collateralized loans, Non-traditional lending, Non-bank loans. Approximate private money loan rates are listed above. In addition to being a hard money lender, I also offer low interest rate loans.

  • The most efficient way to contact me is via the form below:

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dan pink

Dan Sherbondy
Senior Loan Officer
All Western Mortgage
(established in 1981)
“Dan The Loan Man”
702-326-7469 talk/text every day

Equal Housing Opportunity

Dan’s Licensing: NV MLD 45649, CO-100516554  CA-DFPI313289 NMLS 313289
All Western Mortgage, 8345 W Sunset Rd #380 Las Vegas, NV 89113
702-326-7469- TALK OR TEXT | | 702.369.0905 – Switchboard (Ask for Dan)

Company NMLS# 14210, NV Division of Mortgage Lending Lic# 204, CA Dept of Corporations Lic# 603F053, CA Dept of Real Estate Lic# 01893025, CO Division of Real Estate.